ABL Advisor, published by ABL Advisor, Inc. (collectively hereafter
referred to as “ABL Advisor”, “ABL Advisor” “we" or "us" in this document)
is committed to protecting and respecting your privacy. This Privacy Statement sets
from you. Please read this statement to gain a full understanding policies and practices
regarding personal information and how they may affect you. This statement discloses
our current privacy practices; material changes to these policies will be announced.
What we gather about you:
We collect information about our readers so that we can provide a more interesting
and useful service. . We ask for your name, email address, and other personal information
when you register to use certain features of our Web site, or if you sign up for
special or personalized services, such as our discussion boards or email newsletters.
We also may ask for this information at other times, such as when you enter contests
or other promotions sponsored by ABL Advisor, ABL Advisor and/or our
partners. We sometimes conduct surveys as well, although you do not have to respond
If you email one of our articles to a friend, you will need to provide us with your
friend's email address and your email address as a return address. We will automatically
send this person a one-time email, with the recommended article attached, as well
as invite your friend to visit and register with our site. We will not use these
email addresses for any other purpose.
We collect IP addresses for site security and to help us understand how people use
our sites so that we can improve our sites and our users' respective experiences.
For similar quality reasons, we use a feature known as a "cookie." Cookies contain
bits of information that websites transfer to your computer's hard drive for record-keeping
purposes. Cookies can make the Web more convenient by storing information about
your preferences on a site. Although we may assign your browser a cookie, the cookie
does not tell us who you are. Only you can tell us that.
We may also collect your email address when you submit content to our sites (submittal
of any type of content). Unless we get your approval, we will not display your address
with your submission.
Besides cookies, we may also use tiny electronic images (called "single-pixel GIFs"
or "Web beacons"), which allow us to count users who have visited specific pages
or access certain cookies. We may use single-pixel GIFs in the following ways:
- To count and recognize users.
- To conduct research on behalf of some partners on their websites, and for auditing
- To determine aggregate information about users, including demographic and usage
- To determine which email messages were opened and/or acted upon when we send HTML-formatted
email messages (messages resembling Web pages that include graphics).
Advertising networks that serve ads on our site may also use single-pixel GIFs in
their advertisements. In general, any electronic image viewed as part of a Web page,
including an ad banner, can act as a Web beacon.
How we may use your personal information:
We collect personal information to provide you, the user, with the best and most
personalized experience possible, and to provide our advertisers with an efficient
way to reach the right audience.
We conduct research on our users' demographics, interests, and behavior based upon
the information you provide us when you register or participate in contests or other
promotions on our site, or based upon the information on our server log files. This
research is compiled and analyzed on an aggregated basis. We may also notify you
of products, services, or areas of our site that we think may interest you based
on the information we've received. If you would prefer us not to contact you for
these purposes, go to our opt-out page and let us know.
We will also send you occasional discount alerts and notices about products and
services that we think may interest you. If you would prefer us not to send you
those notices, again, simply use our opt-out page to let us know.
How we may use "IP Addresses" and "Cookies":
Your Web browser or email application automatically provides your Internet Protocol
address ("IP address") to other computers with which you communicate over the Internet,
so that they know where to send you information.
We receive an IP address each time you view one of our Web pages, because the browser
automatically reports it to us. We also may store the IP address when you register
with ABL Advisor and ABL Advisor, post a message, or buy something
We may use IP addresses for various purposes, including:
- Diagnosing service or technology problems.
- Assessing and maintaining system security.
- Displaying the most appropriate advertising or content.
- Studying how people use our site and how we can improve it.
- Reporting to advertisers about aggregate, but not individual, information derived
from IP addresses.
Cookies are used on our sites in the following ways:
log on to our site, in order to deliver a better and more personalized service.
that is given to each browser accessing ABL Advisor and ABL Advisor
is then used to determine usage patterns and help us target content and ads based
upon user interests.
well as make changes to your personal information.
- In the course of serving advertisements to this site, our Web advertising partner,
DoubleClick, may place or recognize a unique cookie on your browser. For more on
how to opt-out of these cookies, please see below.
- Some of our advertisers use third-party networks to serve their advertisements on
our sites and in our HTML-formatted newsletters. Often, these third-party advertising
effectiveness. We do not control, nor do we have access to, their cookies or the
information they obtain. Use of their tracking technology is subject to their own
Our policy on disclosing your personal information:
We will not disclose any personally identifiable information about individual users,
except as described in this Privacy Statement. We do not give, rent, lend, or sell
individual information to our advertisers, although we do provide aggregate information.
We may also use this aggregated information to help the advertisers reach the kind
of audience they want. We may also disclose aggregate information in order to describe
our services to prospective partners, advertisers, and other third parties, and
for other lawful purposes.
ABL Advisor and ABL Advisor may disclose individually identifiable
information under the following circumstances:
- We may disclose information to others when we have your consent.
- If you sign up for a service that relies upon third parties for important elements,
we will provide your personal information to the third parties so that they can
provide you with their services, and those companies will treat the data under their
own policies. We will tell you about these service providers at the time you sign
up for the service.
- We may disclose information to selected partners, under nondisclosure agreements,
only for the purpose of marketing ABL Advisor and ABL Advisor co-branded
offerings (such as The ABL Advisor eNews Blast, The ABL Advisor iData Blast and
The Advisor Daily eBlast).
- If you use our service to email one of our articles to a friend, we will automatically
send this person a one-time email, with the recommended article attached. The email
address you give us will appear on the "From" line of the email, thereby disclosing
this information to whoever opens and reads the email. Similarly, if you send email
from our site, by using "Reply to Author" or "Email this Post," your address may
appear as the return address of that email.
- We may disclose your personal information as required by applicable law, or in response
to legal process, to protect the rights or property of ABL Advisor.
- We may sometimes conduct mailings to other people's lists. To make it easier for
us to comply with the Federal CAN-SPAM Act of 2003, we may share our email list
of people who have requested not to receive promotional communications from us with
the list providers (or contractors) so that we can avoid sending emails to people
who have asked not to receive them.. We provide these lists only to list providers
or contractors that we consider to be reputable, and only under strict nondisclosure/nonuse
- We may employ contractors or other third parties to help with our operations. We
may give them access to databases of user information, so that they can perform
their services for us, including performing system maintenance, displaying personalized
content (such as portfolios), performing list analysis or management, or sending
mailings for us from our advertisers. These parties are all subject to confidentiality
agreements that restrict their use and disclosure of information they obtain through
their relationship with ABL Advisor and ABL Advisor.
- Information about your visits to abladvisor.com and abladvisor.com, such as the
number of times you have viewed an ad (but not your name, address, or other personal
information), is used to serve ads to you.
Security measures we utilize to protect your information from disclosure or accidental
We is committed to protecting your personal information. We store information you
provide us on our secure servers. Further, the information you provide when making
a purchase is encrypted with SSL technology.
Personalized areas of our site are password-protected. Only you have access to these
password-protected areas. Do not share your passwords with anyone. ABL Advisor and
ABL Advisor will never ask you for your password in an unsolicited
phone call or email. If you are using a computer to which others have access, such
as one in a computer lab, Internet cafe, or public library, always remember to log
out and close your browser window when leaving our site.
When you post information on our web site, that information, along with your screen
name, is visible to the public. Please remember that whenever you disclose personal
information publicly that information can be collected and used by others. If you
do not want strangers to have your email address, you should not post your email
While we do our best to protect your personal information, we cannot ensure or warrant
the security of any information you transmit to us, and you do so at your own risk.
You are responsible for maintaining the secrecy of any password and/or account information.
Please be careful and responsible whenever you are online, especially when using
a computer that other people can use also.
Many of our advertisers or partners link from our site to their own sites where
they sell their own products and services. If you follow links from our site to
others, you are doing business with those other sites, which have their own privacy
and data collection practices. ABL Advisor has no responsibility or
liability for these other sites.
Last Updated: November 14, 2012