Scot Sandel is a 16 year veteran of the commercial finance industry and Managing Director of Watermark Advisory Group, LLC, which performs credit risk functions on an outsource basis to commercial lenders and banks including underwriting, portfolio management, and field exam on asset-based, cash-flow and real estate transactions. Watermark's national team has experience in healthcare, manufacturing, service and a variety of industries and have performed exams ranging from $5MM to $100MM+. Sandel is responsible for managing multiple engagements, new business development and recruitment of examiners.

Previously, Sandel was Senior Vice President at Healthcare Finance Group and was responsible for developing and managing the national healthcare real estate lending platform. There, he developed the marketing strategy and managed all aspects of the risk profile including establishing lending procedures and credit guidelines. Prior to his tenure at Healthcare Finance Group, Sandel was with CIT Healthcare, a division of CIT Group, Inc, and was a founding member of the group and a major contributor in developing the real estate lending platform infrastructure, as well as assisting in the development of their asset-based product.

After several successful years as part of GE Healthcare Financial Services’ healthcare due diligence group, Sandel was selected into a management training rotational program in which he held underwriting, portfolio management and workout positions.

Watermark provides comprehensive credit and portfolio management services, including the performance of Field Exams, Revenue and Earnings Validations, Loan Underwriting and Portfolio Management Support. Watermark prides itself in providing accurate, thoughtful field exams across the entire US; making meaningful recommendations regarding the accuracy of the borrower’s reporting, their financial condition, collateral valuation and the credit structure.

Watermark’s Management Team has held key credit and audit positions for several large commercial finance lenders and has served in a variety of capacities including underwriting, workout, portfolio management and field exam over the past 15 years. To learn more, visit www.watermarkag.com.