Capstone Holding Corp., a national building products distribution platform, announced the extension of its revolving credit facility with Berkshire Bank through June 19, 2026. The extension strengthens liquidity, carries no additional cost, and supports the Company's disciplined growth and capital-allocation strategy.

The extension reflects continued senior lender confidence in Capstone's operating performance, cash flow profile, and capital discipline, while aligning the Company's maturity profile with its growth trajectory. Maintaining a flexible, penalty-free facility allows the Company to evaluate more consolidated and cost-efficient financing structures as the platform continues to scale.

"This extension reflects the strength of our operating performance and continued lender confidence in our business," said Matthew Lipman, Chief Executive Officer of Capstone. "We enter the new year with the liquidity runway and flexibility to achieve disciplined growth and margin expansion."

Key Highlights:

• Extended Credit Maturity: The credit maturity extension reduces refinancing risk and aligns Capstone's maturity profile with its growth trajectory, while preserving flexibility to pursue more consolidated, flexible, and cost-efficient financing structures as the platform scales.

• Disciplined Capital Structure Management: Capstone continues to actively manage leverage and liquidity as earnings scale. The extension builds on prior balance-sheet actions, including the recent conversion of $1.9M of related-party debt into long-term preferred equity.

• Senior Lender Confidence: The extension reflects strong lender support for Capstone's operating performance, cash flow generation, and execution.

• Financial Flexibility to Execute Growth: The extended facility preserves operating and acquisition capacity as the Company pursues a pipeline of disciplined, immediately accretive transactions.

• Aligned, Value-Focused Ownership: High insider ownership aligns leadership with shareholders. Leadership is deeply focused on disciplined capital allocation, earnings growth, and compounding long-term per-share value creation.

"We've been deliberate in structuring our debt to support growth," Lipman added. "With extended maturities and strong lender support, we have the flexibility to manage working capital, integrate acquisitions, and continue executing our strategy without near-term pressure."