Emma Hart was previously the EVP of Operations with Bibby Financial Services (CA), Inc from 2008 to 2014, where she managed a portfolio of clients across many industry sectors, and a staff of operations, risk and underwriting personnel.

Prior to joining Bibby, Hart spent 20 years with Lloyds TSB Commercial Finance in the UK. In operational and risk roles, she spent the initial 10 years within the factoring division in portfolio and staff management, where she also set up and launched LTSB’s first online offering, and the second 10 years in the ABL division, as a Client Manager, where she managed a portfolio of high risk and turnaround ABL clients.