F. Thomas Rafferty is a shareholder in Baker Donelson’s Baltimore office. Rafferty represents secured and unsecured creditors, lender agents, indenture trustees, debtors, guarantors, receivers, equity owners and bankruptcy trustees in bankruptcy cases, restructurings, non-judicial workouts, receiverships and litigation in all courts. Rafferty also represents clients in the purchase and sale of assets and businesses assets, usually in distressed situations. Rafferty's experience includes handling the first involuntary bankruptcy in Maryland under the 1978 Bankruptcy Code. He handles confessed judgment lawsuits, suits on guaranties, collections of judgments, loan workout agreements, Chapter 7, 11 and 13 bankruptcies for individuals and businesses, dischargeability, automatic stay, preference and fraudulent conveyance litigation, and bankruptcy sales and dischargeability litigation.