Encina Business Credit, LLC (EBC) announced that Stephen Beriau has been appointed Managing Director of Originations with responsibility for leading new business development activity for the Midwest Region. Beriau, who is based out of the company’s headquarters in Chicago, assumes this new role with the benefit of 12 years of underwriting experience in asset-based lending. He joined EBC in August 2016 as Managing Director of Underwriting, having previously served as Vice President of Underwriting at First Midwest Bank and Assistant Vice President of Underwriting at MB Financial Bank.