Fifty Stones Capital Group successfully closed two high-impact real estate transactions in Utah and Florida. These deals, spanning premium senior living and shovel-ready multifamily development, highlight the firm’s ability to tailor capital solutions for complex projects while delivering measurable value to communities, sponsors, and investors alike.

South Jordan, Utah – Elevating Senior Living with a Private-Pay Model

The journey began earlier this year when Fifty Stones Capital Group was approached by a seasoned healthcare development team seeking financing for a high-end senior living community in South Jordan, Utah. Nestled against the dramatic backdrop of the Wasatch Mountains, South Jordan is a fast-growing suburb with increasing demand for premium senior housing. The project, designed to offer both independence and personalized care, includes 32 non-memory care units and 18 memory care units, creating a continuum of care unmatched in the local market.

What set this opportunity apart and presented a challenge Fifty Stones Capital Group eagerly embraced was the private-pay operational model. The facility does not accept Medicaid, SSI, or PACE, requiring careful underwriting and tailored financial structuring to ensure both operational stability and investor confidence.

Fifty Stones Capital Group stepped in to design a financing package that perfectly aligned with the sponsor’s vision, a $9.2 million Loan, including a 12-month interest reserve. This deal was closed within 14 days. 

“From the moment the sponsors brought this opportunity to us, our team saw the potential to craft a solution that went beyond traditional lending,” said Mark Shea, the CEO of Fifty Stones Capital Group. “This is not just a senior living facility, it’s a sanctuary for its residents, and a sustainable, high-yield investment for its owners.”

Pompano Beach, Florida – Unlocking Value in a Shovel-Ready Multifamily Gem

Simultaneously, Fifty Stones Capital Group was approached by a real estate development team with a fully entitled, shovel-ready multifamily project in Pompano Beach, Florida, a coastal market characterized by high demand and limited inventory. The development, consisting of 67 Class A residential units, 2,171 square feet of retail space, and over 70 parking spaces, represents a rare opportunity for immediate value creation.

Recognizing both the potential and the inherent risk, Fifty Stones worked closely with the sponsors to structure a construction loan that protected all parties while facilitating rapid execution:

• Loan Type: Non-recourse construction loan
• Loan Amount: $15.65 million (70% loan-to-cost)
• Total Project Cost: $22.6 million
• Equity Contribution: $5.7 million ($3.2M for land, $2.5M for construction)
• Term: 24 months, with a 12-month extension option
• Interest-Only Payments: 10% during construction, totaling approximately $1.565 million

The deal structure allowed the developer to focus fully on construction while ensuring lenders had a clear path to repayment, stabilized occupancy, or refinance upon completion.

“Few projects arrive fully entitled and ready to break ground, and this one checked all the boxes,” Mark Shea. “Our role was to provide clarity, security, and flexibility, enabling the developer to execute on their vision with confidence, while our underwriting ensured every projection was grounded in reality.”

Two Deals, One Approach

While the South Jordan project exemplifies operational sophistication and patient-focused care, the Pompano Beach development highlights Fifty Stones Capital Group’s ability to manage construction risk and market timing. Both transactions underscore the firm’s signature approach: rigorous underwriting, creative structuring, and a commitment to long-term success.
By combining analytical precision with practical market insight, Fifty Stones Capital Group does more than provide capital, it empowers communities, stabilizes operations, and unlocks growth opportunities. From premium senior living in Utah to a cutting-edge multifamily development in Florida, these deals demonstrate how thoughtful financing can transform complex visions into thriving realities.