Commercial Finance Partners recently closed a comprehensive refinancing package for a multi-location accounting firm roll-up whose prior facility had surpassed its original term with its debt provider.

The transaction required a sophisticated approach due to the firm’s complex capital structure, which included numerous shareholder notes tied to historical acquisitions. Addressing these layered obligations was essential to delivering a long-term, sustainable solution for the company.

CFP arranged a $10.8 million senior term loan to refinance all existing indebtedness, complemented by a new working capital facility designed to support ongoing liquidity and future growth initiatives post-closing.

“Our team remained fully committed to the borrower throughout a lengthy diligence and negotiation process,” said Bill Krebsbach, Director of Structured Finance at Commercial Finance Partners. “Situations like this are exactly why we exist—complex deals, evolving timelines, and borrowers who need a partner that won’t walk away when challenges arise. We’re proud to deliver a capital solution that supports the company’s long-term goals.”

Leveraging deep relationships across the private credit market, Commercial Finance Partners sourced a lending partner capable of navigating the unique challenges associated with the shareholder notes and structuring a facility aligned with the company’s operational objectives.